FurVerdict
Reference · modeled estimates

Pet insurance cost by breed (2026)

Modeled monthly accident-and-illness estimates for 88 dog and cat breeds, from about $22 to $251 a month. Pick any breed for the cost ranges, the exclusions to watch, and the budgeting context behind the figure.

These are modeled estimates, not quotes. Each band is a budgeting reference for an accident-and-illness policy, not a price any insurer has offered. Your actual premium depends on the provider, your state, your pet’s age, and the plan you pick. Read how we model these figures.

88 breeds · sorted by modeled monthly low. 63 dog breeds, 25 cat breeds. Each row links to that breed’s full guide.

Dog breeds

63 breeds
BreedRisk tierModeled monthly band
Maltipoolow$34–$52/mo
Papillonlow$34–$52/mo
Bichon Friselow$38–$59/mo
Havaneselow$38–$59/mo
Brittanylow$42–$66/mo
Whippetlow$42–$66/mo
Chihuahuamedium$45–$70/mo
Maltesemedium$45–$70/mo
Pomeranianmedium$45–$70/mo
Shih Tzumedium$45–$70/mo
Toy Poodlemedium$45–$70/mo
Yorkshire Terriermedium$45–$70/mo
Beaglemedium$51–$79/mo
Italian Greyhoundmedium$51–$79/mo
Miniature Australian Shepherdmedium$51–$79/mo
Miniature Schnauzermedium$51–$79/mo
Pembroke Welsh Corgimedium$51–$79/mo
Shetland Sheepdogmedium$51–$79/mo
Shiba Inumedium$51–$79/mo
Australian Cattle Dog (Heeler)medium$56–$87/mo
Australian Shepherdmedium$56–$87/mo
Border Colliemedium$56–$87/mo
Boykin Spanielmedium$56–$87/mo
Cocker Spanielmedium$56–$87/mo
English Cocker Spanielmedium$56–$87/mo
English Springer Spanielmedium$56–$87/mo
Mutt (Mixed Breed)medium$56–$87/mo
Poodlemedium$56–$87/mo
Belgian Malinoismedium$67–$105/mo
German Shorthaired Pointermedium$67–$105/mo
Goldendoodlemedium$67–$105/mo
Labradoodlemedium$67–$105/mo
Labrador Retrievermedium$67–$105/mo
Rhodesian Ridgebackmedium$67–$105/mo
Siberian Huskymedium$67–$105/mo
Vizslamedium$67–$105/mo
Boston Terrierhigh$68–$106/mo
Cavapoohigh$68–$106/mo
Dachshundhigh$68–$106/mo
Pit Bull (American Pit Bull Terrier)high$76–$118/mo
Samoyedhigh$76–$118/mo
Akitahigh$91–$142/mo
American Bulldoghigh$91–$142/mo
Bernedoodlehigh$91–$142/mo
Boxerhigh$91–$142/mo
German Shepherdhigh$91–$142/mo
Golden Retrieverhigh$91–$142/mo
Weimaranerhigh$91–$142/mo
Cavalier King Charles Spanielextreme$94–$146/mo
French Bulldogextreme$94–$146/mo
Pugextreme$94–$146/mo
English Bulldogextreme$104–$162/mo
Alaskan Malamutehigh$118–$183/mo
Great Pyreneeshigh$118–$183/mo
Mastiffhigh$118–$183/mo
Newfoundlandhigh$118–$183/mo
Doberman Pinscherextreme$125–$194/mo
Rottweilerextreme$125–$194/mo
Bernese Mountain Dogextreme$161–$251/mo
Bullmastiffextreme$161–$251/mo
Cane Corsoextreme$161–$251/mo
Great Daneextreme$161–$251/mo
Saint Bernardextreme$161–$251/mo

Cat breeds

25 breeds
BreedRisk tierModeled monthly band
American Curllow$22–$34/mo
American Shorthairlow$22–$34/mo
Domestic Shorthairlow$22–$34/mo
Russian Bluelow$22–$34/mo
Tonkineselow$22–$34/mo
Abyssinianmedium$26–$41/mo
Oriental Shorthairmedium$26–$41/mo
Birmanmedium$29–$45/mo
British Shorthairmedium$29–$45/mo
Egyptian Maumedium$29–$45/mo
Selkirk Rexmedium$29–$45/mo
Siamesemedium$29–$45/mo
Savannahmedium$35–$54/mo
Burmesehigh$35–$55/mo
Devon Rexhigh$35–$55/mo
Munchkinhigh$35–$55/mo
Scottish Foldhigh$35–$55/mo
Bengalhigh$39–$61/mo
Exotic Shorthairhigh$39–$61/mo
Manxhigh$39–$61/mo
Persianhigh$39–$61/mo
Maine Coonhigh$47–$73/mo
Norwegian Forest Cathigh$47–$73/mo
Ragdollhigh$47–$73/mo
Sphynxextreme$48–$75/mo

Browse all guides on the breeds hub, estimate your own number with the cost calculator, or read our methodology.