FurVerdict
Reference · modeled estimates

Pet insurance cost by breed (2026)

Modeled monthly accident-and-illness estimates for 88 dog and cat breeds, from about $22 to $251 a month. Pick any breed for the cost ranges, the exclusions to watch, and the budgeting context behind the figure.

These are modeled estimates, not quotes. Each band is a budgeting reference for an accident-and-illness policy, not a price any insurer has offered. Your actual premium depends on the provider, your state, your pet’s age, and the plan you pick. Read how we model these figures.

88 breeds · sorted by modeled monthly low. 63 dog breeds, 25 cat breeds. Each row links to that breed’s full guide.

Dog breeds

63 breeds
BreedRisk tierModeled monthly band
Maltipoolow$34$52/mo
Papillonlow$34$52/mo
Bichon Friselow$38$59/mo
Havaneselow$38$59/mo
Brittanylow$42$66/mo
Whippetlow$42$66/mo
Chihuahuamedium$45$70/mo
Maltesemedium$45$70/mo
Pomeranianmedium$45$70/mo
Shih Tzumedium$45$70/mo
Toy Poodlemedium$45$70/mo
Yorkshire Terriermedium$45$70/mo
Beaglemedium$51$79/mo
Italian Greyhoundmedium$51$79/mo
Miniature Australian Shepherdmedium$51$79/mo
Miniature Schnauzermedium$51$79/mo
Pembroke Welsh Corgimedium$51$79/mo
Shetland Sheepdogmedium$51$79/mo
Shiba Inumedium$51$79/mo
Australian Cattle Dog (Heeler)medium$56$87/mo
Australian Shepherdmedium$56$87/mo
Border Colliemedium$56$87/mo
Boykin Spanielmedium$56$87/mo
Cocker Spanielmedium$56$87/mo
English Cocker Spanielmedium$56$87/mo
English Springer Spanielmedium$56$87/mo
Mutt (Mixed Breed)medium$56$87/mo
Poodlemedium$56$87/mo
Belgian Malinoismedium$67$105/mo
German Shorthaired Pointermedium$67$105/mo
Goldendoodlemedium$67$105/mo
Labradoodlemedium$67$105/mo
Labrador Retrievermedium$67$105/mo
Rhodesian Ridgebackmedium$67$105/mo
Siberian Huskymedium$67$105/mo
Vizslamedium$67$105/mo
Boston Terrierhigh$68$106/mo
Cavapoohigh$68$106/mo
Dachshundhigh$68$106/mo
Pit Bull (American Pit Bull Terrier)high$76$118/mo
Samoyedhigh$76$118/mo
Akitahigh$91$142/mo
American Bulldoghigh$91$142/mo
Bernedoodlehigh$91$142/mo
Boxerhigh$91$142/mo
German Shepherdhigh$91$142/mo
Golden Retrieverhigh$91$142/mo
Weimaranerhigh$91$142/mo
Cavalier King Charles Spanielextreme$94$146/mo
French Bulldogextreme$94$146/mo
Pugextreme$94$146/mo
English Bulldogextreme$104$162/mo
Alaskan Malamutehigh$118$183/mo
Great Pyreneeshigh$118$183/mo
Mastiffhigh$118$183/mo
Newfoundlandhigh$118$183/mo
Doberman Pinscherextreme$125$194/mo
Rottweilerextreme$125$194/mo
Bernese Mountain Dogextreme$161$251/mo
Bullmastiffextreme$161$251/mo
Cane Corsoextreme$161$251/mo
Great Daneextreme$161$251/mo
Saint Bernardextreme$161$251/mo

Cat breeds

25 breeds
BreedRisk tierModeled monthly band
American Curllow$22$34/mo
American Shorthairlow$22$34/mo
Domestic Shorthairlow$22$34/mo
Russian Bluelow$22$34/mo
Tonkineselow$22$34/mo
Abyssinianmedium$26$41/mo
Oriental Shorthairmedium$26$41/mo
Birmanmedium$29$45/mo
British Shorthairmedium$29$45/mo
Egyptian Maumedium$29$45/mo
Selkirk Rexmedium$29$45/mo
Siamesemedium$29$45/mo
Savannahmedium$35$54/mo
Burmesehigh$35$55/mo
Devon Rexhigh$35$55/mo
Munchkinhigh$35$55/mo
Scottish Foldhigh$35$55/mo
Bengalhigh$39$61/mo
Exotic Shorthairhigh$39$61/mo
Manxhigh$39$61/mo
Persianhigh$39$61/mo
Maine Coonhigh$47$73/mo
Norwegian Forest Cathigh$47$73/mo
Ragdollhigh$47$73/mo
Sphynxextreme$48$75/mo

Browse all guides on the breeds hub, estimate your own number with the cost calculator, or read our methodology.