FurVerdict
Breed guide · financial context only

Boston Terrier pet insurance

Why insurance matters here

Boston Terriers come out high risk, mostly because of how they breathe. The modeled premium is $68 to $106 a month over ten metros, median around $80. The flat face is the whole story. Brachycephalic airway syndrome, the surgery that helps a Boston breathe normally, costs $1,000 to $5,000. An $80-a-month plan exists to make that an easy yes instead of a hard one.

Typical monthly premium

$68 – $106/mo

Boston Terrier modeled monthly premium, accident-and-illness. Modeled for budgeting, not a live insurer quote.

Cost outlook for the breed

Conditions, exclusions & premiums

Common condition cost ranges

Estimated out-of-pocket cost ranges for budgeting context only, not medical guidance.

Brachycephalic Obstructive Airway Syndrome (BOAS)$1,000 to $5,000
Patellar Luxation$1,500 to $5,000
Cherry Eye$400 to $1,500

Policy exclusions to watch

  • Pre-existing conditions, including any sign or symptom noted in the records before the policy start date
  • Breed-linked conditions already documented at enrollment, which most insurers treat as pre-existing
  • Orthopedic waiting periods that apply with some insurers before hip, elbow, or cruciate claims are eligible
Cost and premium sources
  1. Insurify Pet Insurance Knowledge Center (2026-05-19) Condition cost-range reference (URL-verified).
  2. Pawlicy Advisor (2026-05-19) Condition cost-range reference (URL-verified).
  3. VCA Animal Hospitals (2026-05-19) Condition cost-range reference (URL-verified).
  4. NAPHIA State of the Industry (modeled-premium baseline) (2026-05-19) Industry accident-and-illness premium baseline behind the modeled per-state figures.
Cost and premium data last reviewed . How we model these figures.

Insurers that write coverage relevant to Boston Terrier

Provider data for this breed is still being verified. See the full provider list in the meantime.